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Health Insurance

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Bought a new car?
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What is car insurance?

Car insurance is a fundamental and mandatory requirement for vehicle ownership. Car insurance is a fundamental and mandatory requirement for vehicle ownership. Car insurance is a fundamental and mandatory requirement for vehicle ownership. Car insurance is a fundamental and mandatory requirement for vehicle ownership.

About car insurance

The Motor Vehicles Act legally demands that every vehicle on Indian roads possess at least a Third-Party Liability policy. A Comprehensive Car Insurance policy protects you from major financial losses due to accidents, theft, and unforeseen events. It covers both your vehicle and third-party damages, helping you stay financially secure and worry-free on every drive.

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Why choose Jio Insurance Broking

The process of buying or renewing car insurance online is simple and fast. Follow this easy 6-step process to secure your four-wheeler policy instantly.The process of buying or renewing car insurance online is simple and fast. Follow this easy 6-step process to secure your four-wheeler policy instantly
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Competitive premium

We offer the lowest price guaranteed by comparing quotes instantly from top insurers.

Steps to buy or renew your car insurance

The process of buying or renewing car insurance online is simple and fast. Follow this easy 6-step process to secure your four-wheeler policy instantly: The process of buying or renewing car insurance online is simple and fast. Follow this easy 6-step process to secure your four-wheeler policy instantly:The process of buying or renewing car insurance online is simple and fast. Follow this easy 6-step process to secure your four-wheeler policy instantly:The process of buying or renewing car insurance online is simple and fast. Follow this easy 6-step process to secure your four-wheeler policy instantly:

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    Enter car details

    Add your car and policy details.

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    Add your car and policy details.

    Check prices and choose the best option.

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    Choose IDV

    Select the insured declared value for accurate coverage.

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Benefits of buying car insurance online

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No claim bonus (NCB)

Opting for the online channel to buy car insurance online or manage your car insurance renewal offers significant advantages over the traditional method

Cashless garage network

Access to garages where repairs are settled directly by the insurer without upfront payment from you.

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Documents required to buy car insurance

To facilitate a quick and paperless purchase or car insurance renewal online, To facilitate a quick and paperless purchase or car insurance renewal online To facilitate a quick and paperless purchase or car insurance renewal online,

keep the following documents ready for verification

Types of two-wheeler insurance plans

We offer four primary types of two-wheeler insurance plans, giving you the flexibility to choose the best coverage based on your bike’s age, usage, and financial risk appetite.We offer four primary types of two-wheeler insurance plans, giving you the flexibility to choose the best coverage based on your bike’s age, usage, and financial risk appetite.

Third-Party (TP) What it coverswr wrfhjgm vnhgkgjgfjghkghk gjgfmfhkhhfjdghfghk ghgjkhjgfhj

Legal liability for damage, injury, or death caused to a third person or property by your bike.

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Key factors affecting term insurance premium

Calculating your premium involves several variables that assess the insurer's risk. Use a term insurance premium calculator to see how these factors affecting premium change your costs:

Details

This is the most significant factor; premiums are lowest for young adults and increase as you age.

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Term insurance vs. Endowment plans

Deciding between pure protection and a savings-linked plan is a key step in financial planning. Here is how they compare Deciding between pure protection and a savings-linked plan is a key step in financial planning. Here is how they compare

Plan typeTerm insuranceEndowment plansEndowment policy

Primary Goal

Pure life protection

Life Cover + Savings

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How to calculate health insurance premiums

To use a health insurance premium calculator effectively, you must understand the key factors affecting premiums. These variables help the insurer assess your risk profile:

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Age & sum Insured

Premium is directly linked to age (higher for older people) and the chosen sum insured (higher SI means higher premium).

Premium is directly linked to age (higher for older people) and the chosen sum insured (higher SI means higher premium). Premium is directly linked to age (higher for older people) and the chosen sum insured (higher SI means higher premium). Premium is directly linked to age (higher for older people) and the chosen sum insured (higher SI means higher premium).

  1. remium is directly linked to age (higher for older people) and the chosen sum insured (higher SI means higher premium).

Family size & plan type

A family floater policy is usually cheaper per person than multiple individual plans for the same total coverage.

Location

Living in a Metro city (Tier 1) with higher healthcare costs generally results in a higher premium.

Health status

Pre-existing conditions may increase the premium or lead to specific exclusions for that condition.

Lifestyle & habits

Lifestyle factors, such as smoking, drinking, or high BMI, can significantly raise the base premium.

Policy tenure

Choosing a long-term policy tenure (2 or 3 years) can sometimes result in a discount compared to annual renewal.

Deductible & co-pay

Selecting a higher co-pay & deductible voluntarily lowers your upfront premium, as you agree to bear more risk during a claim.

Claims historyClaims history

A poor claims history (frequent claims) may lead to a higher premium at renewal.

AgePremium Range (Approx.)detailstitle

25 Years (Healthy Individual) 25 Years (Healthy Individual) 25 Years (Healthy Individual) 25 Years (Healthy Individual)

  • 25 Years (Healthy Individual)
  1. 5 Years (Healthy Individual)

₹8,000 – ₹10,000

45 Years (Healthy Individual)

₹15,000 – ₹18,000

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Hear it from our customers

When it comes to customer service, don't just take our word for it. When it comes to customer service, don't just take our word for it. When it comes to customer service, don't just take our word for it. When it comes to customer service, don't just take our word for it.

  • When it comes to customer service, don't just take our word for it.
  1. When it comes to customer service, don't just take our word for it.

When it comes to customer service, don’t just take our word for it.

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4.5

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Manvi trighatia

QA engineer

Evervent pvt ltd

How term insurance protects your family

The mechanism of a term plan is straightforward: you pay a fixed premium, and the insurer provides a high life cover for a specific duration. The mechanism of a term plan is straightforward: you pay a fixed premium, and the insurer provides a high life cover for a specific duration. The mechanism of a term plan is straightforward: you pay a fixed premium, and the insurer provides a high life cover for a specific duration. The mechanism of a term plan is straightforward: you pay a fixed premium, and the insurer provides a high life cover for a specific duration.

  • The mechanism of a term plan is straightforward: you pay a fixed premium, and the insurer provides a
  • high life cover for a specific duration.
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Full disclosure

You apply with your document checklist and undergo medical underwriting.

Coverage period

As long as premiums are paid, the policy stays active.

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Jio Term Insurance: Master Glossary & Definitions

A ULIP plan provides both insurance + investment with a 5-year lock-in. Mutual funds are pure investment tools with no insurance component and varied liquidity.

What is the difference between Third-Party, Own-Damage, and Comprehensive bike insurance?

Bike insurance renewal is the process of paying the premium to extend your policy before the expiry date. It is critical for continuous coverage; a gap leads to loss of coverage and exposes you to financial risk and legal liabilities. Continuous renewal also helps you retain your NCB.

The online process with Jio Insurance Broking Ltd is fast and easy:

Enter details: Visit the portal and enter your bike's registration and previous policy number. Review premium: The system instantly displays your renewed premium, incorporating your NCB. Customize plan: Select your desired IDV and choose any new add-ons. Secure payment: Make a secure digital payment using card, UPI, or net banking. Instant policy: Download your renewed policy document immediately.

A ULIP plan provides both insurance + investment with a 5-year lock-in. Mutual funds are pure investment tools with no insurance component and varied liquidity.

A ULIP plan provides both insurance + investment with a 5-year lock-in. Mutual funds are pure investment tools with no insurance component and varied liquidity.

A ULIP plan provides both insurance + investment with a 5-year lock-in. Mutual funds are pure investment tools with no insurance component and varied liquidity.

How to download/access term insurance policy online

Once you buy term insurance online, your policy is usually issued digitally within minutes or days after medical clearance. Once you buy term insurance online, your policy is usually issued digitally within minutes or days after medical clearance. Once you buy term insurance online, your policy is usually issued digitally within minutes or days after medical clearance. Once you buy term insurance online, your policy is usually issued digitally within minutes or days after medical clearance.

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Jio Insurance Broking Ltd

Jio Insurance Broking Limited
IRDAI License No: 347,
Direct Broker (Life & General),
Valid upto: 11/03/2028
(Renewable)

Investor Relations
Get Insured
Email Id

For customers:

customer.care@jioinsure.in

For partners:

posp.support@jioinsure.in
Toll-Free Number
18008898730

(9.30 AM - 6.30 PM, Monday to Friday)

CIN

U67200MH2006PLC165651

Registered office address

1st Floor, Building - 4NA, Maker Maxity, Bandra Kurla Complex, Bandra East, Mumbai, Maharashtra - 400051

Discount is offered by the insurance company as approved by IRDAI for the product under file & use guidelines.

Insurance is a subject matter of the solicitation. For more details on policy terms, conditions, exclusions, limitations, please refer/read policy brochure carefully before concluding sale.
Disclaimer: *Savings result from comparing the highest and lowest premiums for own damage coverage (excluding add-ons) offered by various insurers for the same vehicle, with identical IDV and NCB.

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