Learn from the pros

Article Summary

A Mumbai-based couple working in an MNC, have been diligently saving to buy their dream home in Mumbai. They have been setting aside their money in recurring deposits and fixed deposits to build a corpus for a down payment. However, when the time came, their corpus was not enough to make even 10% of the down payment. This is when they realised their random saving lacked a specific target, a structure and more importantly, a purpose.

Savings are crucial, but investing money with a clear goal is even more important to grow your savings in alignment with the milestones of your life. Be it buying a home, a dream vacation, children’s education or building a retirement corpus, a goal-based investing approach is vital for wealth creation in a structured manner.

Electric bikes are gaining traction in India, with many making an eco-conscious decision. The e-bike segment is expected to make up one-fifth of the two-wheeler market in India by 2026. Electric bikes are sleek, cost-effective, efficient and an ideal choice for urban riders. Like conventional scooters, e-bikes are also prone to various potential risks such as natural damage, theft, and accidents. Hence, it is important to have a comprehensive electric bike insurance policy to safeguard against the financial loss or damage that may arise. Let us explore in detail the electric bike insurance, its scope of coverage, and the factors to consider before buying.

Unexpected accidents can disrupt income, routines, and long-term financial stability. Medical expenses, recovery costs, and loss of earning capacity often arrive without warning. This is where structured protection becomes essential. A well-designed personal accident cover helps individuals stay financially prepared when life takes an unforeseen turn. Unlike general health plans, accident-focused protection addresses specific risks linked to injuries, disabilities, and accidental loss of life. Understanding how this protection works, who it is meant for, and what it includes helps individuals make informed decisions aligned with their responsibilities and lifestyle in India.

Renewing your health insurance isn't just a routine task—it's a critical step in ensuring continuous protection against unforeseen medical expenses. Whether you're with a public sector insurer or a private provider, understanding the nuances of health insurance renewal can save you from potential pitfalls and enhance your coverage. Here are five essential facts to consider:

The GST Council has approved the Next-generation GST reforms on Wednesday, September 4Th, 2025. With rate rationalisation for multiple sectors, the Finance Minister, Nirmala Sitharaman, has announced the landmark decision of scrapping the 18% GST levied on life and health insurance, cutting it down to zero. She stated the reform is aimed at giving a boost to insurance adoption in Indian households and to make financial protection affordable for all. Let us explore how this reform is going to impact the insurance buyers and the industry as a whole.

The announcement marks a major shift in India’s insurance landscape, where the higher cost was one of the factors contributing to declining insurance penetration in India. Let us know in detail about the GST reforms for the insurance sector:

Buying a used vehicle often begins with excitement, but the smarter step starts with verification. A registration number can reveal useful information about a vehicle’s records, helping you understand its legal and ownership background before making a decision. Online checks have made this process easier for car and bike homebuyers, sellers, insurers and drivers. Still, many people make simple mistakes while using portals or apps, which can lead to incomplete information or poor judgement. Let’s understand how to check details correctly and avoid common errors.