Car Insurance

Last Saturday, Suhani's car insurance expired. Despite repeated reminders from her insurer and her mother, she forgot to renew it. As luck would have it, while pulling her car out of the garage, an auto suddenly sped past. To avoid a collision, Suhani instinctively swerved, and before anyone could react, her car slammed into the side wall. Thankfully, no one was hurt, but her car wasn't as fortunate. She realised, to her dismay, that she had missed her car policy renewal by just two days, a costly oversight. The repair bill was ₹12,000, leaving her with both a lighter wallet and a heavy heart.

Sounds sad, right? Well, it is. When you miss a timely renewal, you not only expose yourself to legal implications but also become liable for all the expenses, like repair bills, medical charges, and third-party liabilities.

Having car insurance helps you have a safety set in such situations, offering you financial backing and peace of mind. With affordable premiums, you ensure your protection against such risks of costly accidents. Additionally, it is legally mandatory for all car owners to have a car insurance plan according to Section 146 of the Motor Vehicles Act, 1988. Need more reasons to see why you need that car insurance renewal? Well, let's see.

Article Summary

India has steadily strengthened its vehicle emission standards to reduce pollution and improve air quality. From BS4 to BS6, each transition introduced stricter requirements for manufacturers and encouraged cleaner mobility solutions.

The next major step in this journey is the introduction of Bharat Stage 7 (BS7) norms, which are expected to bring further improvements in vehicle emission control. Let’s look at how BS7 emission norms can impact manufacturers, vehicle owners, and future purchases to help consumers prepare for the transition.

Perhaps you were browsing car prices online, only to find that the cost jumped significantly after you entered your city to look for nearby dealerships. Alternatively, you might have visited a local showroom for a quote on a car and received a detailed price breakdown that distinguished between two specific costs, the ex showroom and on road price.

If you are wondering why this happens, then you must learn and understand the meaning of these two terms and the difference between ex showroom and on road price of vehicles in India. Get through the contents of this blog to understand everything you need to know about this topic.

In road accidents, vehicles and property are not the only assets at risk. The driver of the vehicle and the passengers travelling inside are also vulnerable to severe injuries, which may even lead to permanent disability and death. That’s why equipping your car and yourself with the right coverage is crucial if you want complete protection against the unexpected.

Go through the contents of this page to understand the meaning, requirement and benefits of the personal accident cover in car insurance for drivers and passengers.